Posted on 8/26/2010
We're living in a disposable society. Everything from elaborate packaging to our clothing. Even cell phones are disposable. When replacement is cheaper than repair, the term "built to last" goes by the wayside. An exception is our vehicles. They're still a very big investment and we want to make them last as long as possible - and we want to make keeping them as cheap as possible. When talking cars, it's all about preventive maintenance. There is an old saying that says, "a stitch in time saves nine" and that is really true when it comes to taking care of your car. A great example is coolant service. Your coolant not only protects your engine from overheating and freezing - it must also protect cooling system components from corrosion. Over time, coolant becomes corrosive and actually starts to damage your radiator and other parts. That's why you need to have your cooling system serviced on a regular schedule. The same is true for your power steering system, brake fluid, air condition ... read more
Posted on 8/16/2010
Sometimes the unthinkable happens in San Diego. A terrible accident and those involved aren't able to provide rescuers with emergency contact information. You have people in the San Diego CA area who you'll want to be contacted to arrange help, give consent to treatment, and inform paramedics of medical conditions, allergies or medications. Too often, our CA police and rescue workers must sift through pockets, glove compartments, wallets, purses and cell phone directories for clues – often wasting precious time. A brilliantly simple solution is now spreading around the globe: ICE. ICE – standing for In Case of Emergency, is a way to identify emergency contacts in your cell phone directory. Simply put 'ICE' before a contact name in your cell phone, like 'ICE – Dad', 'ICE – Nancy', or 'ICE – Doctor Roberts'. Rescuers will be able to quickly identify your emergency contacts, saving valuable time. Bob Brotchie, a Cambridge, England parame ... read more
Posted on 8/13/2010
Lease? Or buy? It's always a tough question for residents in the Tierrasanta area. But here are a few ideas that'll make the choice more clear. Either option gives you a choice of how you might finance your car. If you buy, you'll pay the full cost of the car, with maybe an initial down payment, then monthly payments on the balance that pays down the loan principal, and the finance charge. If you lease, you're financing the portion of the cost of the car that's used up during the term of the lease. When the lease is up, you return the car to your local Tierrasanta area dealership. You'll pay some money upfront; fees, security deposit, first month's payment and maybe a capital reduction. The month payments include a depreciation cost and a finance charge. So how do you decide? First, how big a down payment can you make? A lease would require a smaller down. How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment. A lease needs you to ... read more